🔒 Privacy Policy

Apex Finance

Last updated: March 3, 2026

Apex Finance ("we", "our", or "us") respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our mobile application.

1. Information We Collect

a) Information You Provide

Account Information: When you sign in with Google, we receive your name, email address, and profile picture from your Google account.
Financial Data: Transaction amounts, categories, and notes that you manually enter into the app. This data is stored locally on your device.

b) Information Collected Automatically

Device Information: Device type, operating system version, and unique device identifiers for security purposes.
Advertising ID: We use Google AdMob to display advertisements. AdMob may collect your advertising ID to serve personalized or non-personalized ads.
Analytics Data: We use Firebase Analytics to understand app usage patterns and improve the user experience.

2. How We Use Your Information

To provide and maintain the app's functionality
To authenticate your identity via Google Sign-In
To store your financial records securely on your device
To display advertisements through Google AdMob
To improve the app experience using analytics
To send push notifications (with your permission)

3. Data Storage & Security

Your financial data is stored LOCALLY on your device — it is NOT uploaded to any external server. We use industry-standard security measures including:

SHA-256 encrypted PIN storage
Biometric authentication support
HTTPS-only network connections
Screenshot prevention (FLAG_SECURE)
Root/jailbreak detection
Code obfuscation (ProGuard)

4. Third-Party Services

Our app uses the following third-party services that may collect data:

Google Sign-In: For authentication. Google Privacy Policy
Google AdMob: For displaying advertisements. Google Ads Policy
Firebase Analytics: For usage analytics. Firebase Privacy
Firebase Cloud Messaging: For push notifications.

5. Advertising

We use Google AdMob to serve ads in the app. AdMob may use your advertising ID and device information to serve personalized ads. You can opt out of personalized ads through your device settings:

Android: Settings → Google → Ads → Opt out of Ads Personalization

6. Children's Privacy

Our app is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13.

7. Your Rights

You have the right to:

Delete your local data at any time by clearing app data or uninstalling the app
Opt out of personalized advertising
Revoke Google Sign-In access from your Google Account settings
Disable push notifications from your device settings

8. Data Retention

Your financial data is stored locally on your device and is retained until you manually delete it or uninstall the app. Authentication data is managed by Google and retained per Google's policies.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

📧 Email: apexfinanceapp@gmail.com